AlfaGroup : Our Businesses

Financial Services

ABH Holdings S.A.

Privately owned Luxembourg-based holding company investing into several banking groups in the CIS and Europe.

Presence in eight countries: Russia, Ukraine, Belarus, Kazakhstan, the Netherlands, Cyprus, the United Kingdom and Luxembourg
1,110 offices
Almost 40 thousand employees (as of 31 December 2018)
More than 27 mln individual and corporate clients (as of 31 December 2018)

Alfa Capital Management Company LLC

Alfa Capital manages investment portfolios for a wide range of clients.

#1 wealth management firm by amount of assets of private clients
Second largest open-end mutual fund manager with a market share of 16.5%
More than 1.1 mln retail clients
Assets under management of RUR 343.9 bln as of December 31, 2018

AlfaStrakhovanie Group

The largest private insurance company in Russia with a diversified portfolio of insurance products.

Approximately 270 offices and branches across Russia
Services more than 29 mln clients (including compulsory health insurance)
RUR 346 bln premiums collected in 2018 (including compulsory health insurance)

Alfa Asset Management (Europe) S.A.

Luxembourg-based asset management company for private and corporate clients in Europe.

Offers discretionary management services
Provides investment advisory and portfolio management

Investment

A1

Leading investment company in Russia - an expert in resolving complex business cases and corporate disputes.

Alfa-Bank (Russia), TNK, VEON Ltd. (previously VimpelCom), Perekrestok and Rosvodokanal Group were originally A1 projects that later became strategic businesses for Alfa Group as well as core companies for the wider Russian economy

Retail Trade

Leading multi-format food retailer in Russia. X5 Retail Group’s shares are listed on the London Stock Exchange (LSE) and Moscow Exchange (MOEX) in the form of Global Depositary Receipts under the ticker “FIVE”.

Operates three main retail formats, including Pyaterochka proximity stores, Perekrestok supermarkets and Karusel hypermarkets
14,431 stores in Russia as of 31 December 2018
Revenue reached RUR 1,532,537 mln in 2018
X5 total net selling space exceeded 6.4 mln m2 as of 31 December 2018
Over 4.5 bln customer visits in 2018
More than 278 thousand employees as of 31 December 2018

Water Utilities

Rosvodokanal Group

One of the leading private operators of water utilities in Russia.

Services more than 5 mln people
Operates in 6 cities of Russia
More than 9 thousand employees (as of 31 December 2018)

Mineral water production

IDS Borjomi International

IDS Borjomi International is the leading mineral water producer in Russia, Ukraine, Georgia and the CIS and Baltic countries.

IDS Borjomi’s brands are distributed across over 40 countries
The Group has over 5 thousand employees
Group sales reached almost 1.8 billion liters in 2018