AlfaGroup : Our Businesses

Privately owned Luxembourg-based holding company investing into several banking groups in the CIS and Europe.

Presence in eight countries: Russia, Ukraine, Belarus, Kazakhstan, the Netherlands, Cyprus, the United Kingdom and Luxembourg
1,059 offices
Almost 35 thousand employees
More than 28 mln individual and corporate clients as of 31 December 2020

Alfa Capital manages investment portfolios for a wide range of clients.

Luxembourg-based asset management company for private and corporate clients in Europe.

The largest private insurance company in Russia with a diversified portfolio of insurance products.

Approximately 270 offices and branches across Russia
Services 31 mln clients (including compulsory health insurance)
RUR 427.9 bln premiums collected in 2020 (including compulsory health insurance)

First technological insurance company in Russia that has no offices or agents.

Leading investment company in Russia - an expert in resolving complex business cases and corporate disputes.

Alfa-Bank (Russia), TNK, VimpelCom, Perekrestok and Rosvodokanal Group were originally A1 projects that later became strategic businesses for Alfa Group as well as core companies for the wider Russian economy

Leading Russian food retailer (LSE and MOEX ticker: "FIVE")

Manages a portfolio of food retail brands: Pyaterochka proximity stores, Perekrestok supermarkets and Karusel hypermarkets
X5 is also an e-commerce leader in Russia with digital businesses that include Perekrestok Vprok, 5Post, express delivery services and the aggregator “Okolo”
Over 5.2 bln purchases made in X5 stores in 2020
Revenue reached RUR 1,978 bln in 2020
17,707 stores in Russia, total selling space exceeded 7.8 mln sq.m. and more than 339 thousand employees as of 31 December 2020

Leading private operator of water utilities in Russia.

IDS Borjomi International is the leading mineral water producer in Russia, Ukraine, Georgia and the CIS and Baltic countries.